business at home insurance


Business at Home insurance provides cover for businesses operating from a private address.

The insurance can cover business equipment such as computers and office equipment and can also make provision for liability insurance.


Please complete the quotation request below or click here if you would like a consultant to call you.

call us on 01726 61811


about you...

Proposer's Name


E-mail address (required)






Telephone No


Date of Birth


Employer's Business




Date of Birth


Employer's Business


about The BUSINESS

Postal Address




When did you move to this address?


Address to be insured (if different to the above)


Trading name of business


Names of Directors or Partners


Is the business VAT registered?

Yes No

Business description or Trade
(please describe all activities to be insured)


Year business established at these premises


Contact name (if different form Proposer)



Have you or any member of your family living with you...

Had an application for insurance declined, renewal refused, cover terminated, increased premium required or special conditions imposed by any insurer?

Yes No

Been convicted, or charged but not yet tried, for any offence other than a driving offence?

Yes No

ever been decared bankrupt or insolvent?

Yes No

if you have answered 'yes' to any of the General Questions above please give details below



Is the home a


if 'other' please describe


If a house or bungalow is it


If a flat is it


Is the home


Approximately, when was the property built?


Please confirm the following about the property...

The property is built of brick, stone or concrete with a slate, tile, metal, concrete, asbestos or asphalt roof

Yes No

The property is in a good state of repair

Yes No

The property is not regularly left unoccupied throughout the day or night or left unoccupied for longer than 30 days

Yes No

The property is not in an area susceptible to flooding

Yes No

The property is in an area free from subsidence, heave and landslip

Yes No

The property is free from cracks to external walls

Yes No

if you have answered 'no' to any of the above please give details below




Does the property have an alarm system installed and maintained under contract by a NACOSS or SSAIB registerd company?

Yes No

When was this system installed


Who were the installing company


Have you fitted the required door and window locks/bolts?

Yes No


The cover chosen under domestic contents will also apply to the business contents section.


*Valuables are classed as jewellery, gold and silver items (including plated items), watches, clocks, furs and collections of medals and coins, pictures, sculptures and other works of art and stamp collections). The excess amount chosen will also apply to the Business Contents section.


Domestic Contents

Do you require standard cover or accidental damage cover?


Sum insured (min £15,000)


Does the total value of valuables *(see note above) exceed 25% of the amount to be insured?

Yes No

if yes please state the total value of valuables*


Please select your desired excess amount



Business Contents

Please state the sums insured  you require for the following;


Business contents


Business stock


What is the replacement value of electronic office equipment used in connection with the business



Please state the level of cover required for the following...


Employers Liability


Public Liability


Do you do any work away from your own home that involves the use of heat?

Yes No

if 'yes' to the above please give details


Do you wish to include Product Liability cover?

Yes No

if  'no' please click here, if 'yes' please complete the following...

Annual turnover of your business


Now, please give details of the following...

Products manufactured


Products sold or supplied


Other work or services


Will any of your products be supplied directly or indirectly to the USA or Canada?

Yes No

if 'yes' please give details below




Do you require cover for the Buildings of your home?

Yes No

if 'no' please click here, if 'yes' please complete the following;

Do you require


Sum Insured


Please state your desired excess


Is the home a listed building?

Yes No

if 'yes' to the above please give details including the listed grade



Personal & Business Possessions

Do you require this cover?

Yes No

if 'no' please click here, if 'yes' please complete the following;


Unspecified Items - Personal Possessions Only
The amount to be insured for clothing, baggage, other items of personal use normally worn or carried (including gold and silver items), jewellery, watches, musical instruments, photographic equipment, binoculars, telescopes, furs, sports equipment, tools, contact lenses, telephones (but excluding hands free accessories and airtime) and pedal cycles not exceeding £400 each. Please note any one item may not exceed £1,000


Sum insured


Please detail below any other items you wish to insure e.g. pedal cycles over £400. Please state item and value



Business Interruption

Do you require this cover

Yes No

Please insert the gross profit figure you require


Additional Question for Hairdressers Only

Are all dyes, bleaches and tints used of proprietary brands only

  Yes   No



Has any incident occured in the last five years which has or could have given rise to a claim in relation to the risks proposed?

Yes No

if 'yes' please give details below, if 'no' please click here


£ Amount











Renewal Date of present insurance (if applicable)


Current Insurer

Insurance required from


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